FEMA Flood Elevation Certificates

What Are FEMA Flood Elevation Certificates?

The elevation of your property and structures on it may affect your insurance rates. FEMA Flood Elevation Certificates are forms used by insurance companies, banks, and other types of lending institutions to help determine insurance rates for homes and structures that lie within areas that are prone to flooding.  If the certificate proves that the lowest floor and equipment servicing the building clears the “Base Flood Elevation” level it may qualify you for lower rates.

Navigating the FEMA flood elevation certificate process can be difficult. There are different varieties of houses and different classifications of flood zones. Once all those factors are considered, the staff at C.T. Male can make a professional determination and issue a Flood Elevation Certificate.

Flood Elevation Resources

Here are some helpful links to quickly check to see if this service would be of help to you:

• Follow this link and search for your address to see if your home or business is in a flood zone.   https://msc.fema.gov/portal/home
• The latest FEMA Elevation Certificate and Instructions can be found here.
• It may be possible to amend the FIRM panel (flood map) if your structure’s elevation is at a certain height above sea level. This is called a Letter of Map Amendment or LOMA. LOMA Information

C.T. Male has been providing professional consulting services for a variety of flood related and hydraulic engineering projects for many years and we are committed to assisting you and your community.

For additional information contact Alice at 518.786.7612 or email her at [email protected]